Build Financial Confidence Through Practical Learning
Money management doesn't have to feel overwhelming. Our program breaks down household budgeting into manageable steps that actually make sense for your life.
Starting September 2025, join small groups of Australian households learning to build sustainable financial habits. We focus on real situations—not theory that falls apart when bills arrive.
Request Information
How the Program Works
We've structured this around the way people actually learn financial skills—through practice, feedback, and adjustments based on what's happening in your own home.
Baseline Review
Start by mapping your current spending patterns. Most participants discover surprises here.
System Setup
Build tracking methods that fit your routine. Digital, paper, or hybrid—whatever you'll actually use.
Apply & Adjust
Test your budget across real spending cycles. We help troubleshoot when things don't go as planned.
Long-Term Strategy
Develop systems for savings goals, unexpected expenses, and changing household needs.
Learn From People Who've Been There
Our facilitators aren't just financial educators. They've worked through debt recovery, managed single-income households, and rebuilt budgets after major life changes. They understand that budget spreadsheets don't account for kids getting sick or cars breaking down—and they teach accordingly.
Callum Fitzwilliam
Financial Capability EducatorSpent a decade helping families recover from mortgage stress across regional NSW. Knows the difference between textbook advice and what actually works when you're juggling rent, groceries, and school fees.
Siobhan Abernethy
Household Systems SpecialistFormer community support worker who redesigned her own family's finances after a business closure. Now teaches practical systems that accommodate irregular income and unexpected expenses.
Petra Lindqvist
Budget Planning AdvisorWorked with over 200 Australian households building sustainable spending plans. Believes the best budget is one you'll keep using six months from now—not the perfect one that collapses by week three.
What You'll Cover
Six core areas that connect to form a complete household financial system
Income Tracking & Variable Earnings
Managing budgets when paychecks aren't consistent or predictable
Essential vs Discretionary Spending
Drawing realistic boundaries that account for actual living conditions
Buffer Building & Emergency Funds
Creating financial cushions even when money feels tight
Debt Management Strategies
Practical approaches for paying down existing obligations
Household Planning & Goal Setting
Building budgets that work for multiple family members
System Maintenance & Adjustment
Keeping your budget functional as circumstances change
Next Program Begins September 2025
Twelve-week format with evening sessions in Canberra and online participation options. Limited to 25 households per cohort to allow for individual attention and group discussion.
Express Interest